Current Savings Rates
Savings Accounts
Effective Date: Friday, October 31st, 2025
| Account | Minimum Balance | Dividend Rate | APY |
|---|---|---|---|
| Share Savings | |||
| $100.00 - $4,999.99 | $5.00 | 0.05% | 0.05% |
| $5,000 - $9,999.99 | $5.00 | 0.10% | 0.10% |
| $10,000 - $19,999.99 | $5.00 | 0.15% | 0.15% |
| $20,000.00 & over | $5.00 | 0.20% | 0.20% |
| Money Market | |||
| $5,000 - $24,999.99 | $5,000.00 | 0.15% | 0.15% |
| $25,000 - $49,999.99 | $5,000.00 | 0.35% | 0.35% |
| $50,000.00 & over | $5,000.00 | 0.40% | 0.40% |
| Share Certificate | |||
| 6 Months | $500.00 | 2.97% | 3.00% |
| 9 Months | $500.00 | 4.18% | 4.25% |
| 14 Months | $500.00 | 3.89% | 3.95% |
| 15 Months | $500.00 | 2.97% | 3.00% |
| 12, 17, 18 Months | $500.00 | 0.50% | 0.50% |
| 23 Months | $500.00 | 3.69% | 3.75% |
| 24, 25 Months | $500.00 | 1.00% | 1.00% |
| 30 Months | $500.00 | 1.49% | 1.50% |
| 36 Months | $500.00 | 3.45% | 3.50% |
| Variable IRA | |||
| $200.00 | 1.00% | 1.00% | |
| Kids Club* | |||
| $5.00 - $999.99 | $5.00 | 0.10% | 0.10% |
| $1,000 - $4,999.99 | $5.00 | 0.15% | 0.15% |
| $5,000 - $7,499.99 | $5.00 | 0.20% | 0.20% |
| $7,500.00 & over | $5.00 | 0.25% | 0.25% |
| Save to Win | |||
| $25.00 | 1.50% | 1.50% | |
Checking Rates
Effective Date: 09/30/2022
Dividends Compounded and Credited Monthly. Dividend Period is Quarterly.
| Account | Minimum Balance | Dividend Rate | APY |
|---|---|---|---|
| Simple Checking | |||
| -- | -- | -- | |
| Dividend Checking | |||
| $200.00 | 0.05% | 0.05% | |
| Club Checking | |||
| -- | 0.25% | 0.25% | |
| Reward Checking* | |||
| Qualifying $0.01 - $10,000.00 |
-- | 2.23% | 2.25% |
| $10,000.01+ | -- | 0.05% | 0.05% |
| Non-Qualifying | -- | 0.05% | 0.05% |
Reward Checking**
Effective Date: 09/30/2022
Dividends Compounded and Credited Monthly. Monthly dividend period.
| Balance | Dividend Rate | APY |
|---|---|---|
| Qualifying | ||
| $0.01 - $10,000.00 | 2.23% | 2.25% |
| $10,000.01 or more | 0.05% | 2.25% - 0.05% |
| Non-qualifying | ||
| 0.05% | 0.05% | |
Share Certificates
Effective Date: Friday, October 31st, 2025
Dividends Compounded and Credited Quarterly. Quarterly dividend period.
Minimum Opening Balance - $500. Minimum Balance to Earn APY - $500.
| Term | Dividend Rate | APY |
|---|---|---|
| 6 Months | 2.97% | 3.00% |
| 9 Months | 4.18% | 4.25% |
| 14 Months | 3.89% | 3.95% |
| 15 Months | 2.97% | 3.00% |
| 12, 17, 18 Months | 0.50% | 0.50% |
| 23 Months | 3.69% | 3.75% |
| 24, 25 Months | 1.00% | 1.00% |
| 30 Months | 1.49% | 1.50% |
| 36 Months | 3.45% | 3.50% |
Loan Rates
For loan rate information, please contact a Loan Officer at (308) 234-9311.
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